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Vancouver's Most Reliable Mortgage Broker

Independent · Licensed · 10+ Years in Vancouver
Vancouver Mortgage Rate Calculator

Find the right mortgage for your situation.

1-Yr Fixed
Short-Term Flexibility

A shorter commitment with a locked rate, ideal if you're planning to reassess in the near term.

3-Yr Fixed
Mid-Term Certainty

A locked rate for three years, useful if you want predictability without committing for the full five.

3-Yr VRM
Adjustable Over Three Years

Follows the prime rate over a three-year term, historically can save money for flexible borrowers.

5-Yr VRM
Follows the Prime Rate

Starts lower than fixed and adjusts with the Bank of Canada rate over five years.

Selected Product
1-Yr Fixed
Home Budget
$1,500,000
Est. Rate
5.19% - 5.39%
Est. Monthly
$3,801/mo

Illustrative estimate only, not a formal quote. Assumes 20% down payment, 25-year amortization. Rates as of August 2026 and subject to change.

Get Today's Rate →

Rates change daily and vary based on your down payment, credit, and property type. Contact Iain for a personalized quote, no obligation, no pressure.

Iain Macfadyen Vancouver Mortgage Broker
About Iain

I'll Help Find The Best Lender For Your Mortgage

Hi. I'm Iain Macfadyen, a licensed and independent Vancouver Mortgage Broker. I'll work to get you the best possible mortgage rate in BC while making the mortgage process as convenient and transparent as possible. Here's how I can help:

1. Less Hassle. The amount of time spent getting a mortgage and gathering documents can be really frustrating. After we figure out your goals, I take care of all the back-and-forth time consuming tasks with the lender as well as negotiating down the amount of documents that are requested of you.

2. Lower Rates. Getting the best rate is really important, but so is choosing the right term and product. I provide insight on why you would choose one lender over another. I have a great relationship with dozens of lenders so you are much more likely to get a mortgage that suits your specific needs.

3. Straight Forward Advice. Mortgages can be a headache and dealing with multiple bank representatives can be confusing. I will be your trusted consultant for all your mortgage needs, not only during the transaction, but mid mortgage term as well. I will stay updated on your situation and look out for any possibility to improve your mortgage.

There are no contracts or fees. I can be contacted anytime, not just bank hours. Give me a call today - I'm happy to answer any questions.

About Me →

Mortgage Solutions

Whatever your situation, there's a solution.

Apply Now →
The Process

Getting your mortgage is simpler than you think.

Four straightforward steps from first call to keys in hand.

01

Apply or Call

Fill out a quick form or give me a call. No commitment - just a conversation about your goals and timeline.

02

Review Your Options

I shop 20+ lenders to find the best rate and mortgage product matched to your specific situation.

03

Get Approved

I handle the paperwork and all back-and-forth with the lender. You just answer a few questions.

04

Close with Confidence

You sign, you move in. I stay available throughout your mortgage term - not just at close.

Lender Network

I work with over 20 major lenders in BC

By using multiple lenders, we increase our chances of getting a good rate and product.

CMLS FinancialCMLS Financial
First NationalFirst National
MCAPMCAP
RMG MortgagesRMG Mortgages
TD Canada TrustTD Canada Trust
RBC Royal BankRBC Royal Bank
BMOBMO
Equitable BankEquitable Bank
Client Reviews

Here Is What Some Of My Clients Have To Say

★★★★★

"Iain truly helped us understand the benefit of working with a Mortgage Broker. When it came time for us to renew our mortgage, Iain provided knowledgeable insights into the factors that were important for us to consider. He showed genuine care and commitment to securing a mortgage that was in our best interests, and did so with the utmost professionalism. Working with Iain made this whole process a breeze. He comes highly recommended!"

AT
Alison T
Vancouver, BC
★★★★★

"We loved working with Iain on our first mortgage. We were new to the process and Iain made sure our close was as smooth and efficient as possible. He got us an excellent deal before we signed the purchase agreement, and then kept working to get us an even BETTER deal before financial close. I would (and do) recommend him to my friends."

AB
Alexa B
Vancouver, BC
Latest From My Blog

Market insights & updates.

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Get In Touch

Let's talk about your mortgage.

Fill out the form and I'll get back to you personally - usually the same day. No pressure, no obligation. Just straight answers from someone who actually knows the BC market.

3-2575 West 3rd Avenue, Vancouver, BC
Typically responds within a few hours. Available evenings and weekends - not just bank hours.
Send me a message